IMPS

Immediate Payment Service (IMPS)

Instant 24/7 Account-to-Account Fund Transfers

Immediate Payment Service (IMPS) is an instant, round-the-clock electronic fund transfer service managed by NPCI. It bridges the gap between traditional banking and real-time processing, enabling customers to transfer higher limits safely through Net Banking or Mobile Banking.

• ✓ Key Highlights: Real-time credit confirmation to sender and recipient 365 days a year (including holidays), with higher transaction limits than UPI.
• ✓ Best Used For: High-value immediate payments, emergency fund transfers, and direct account settlements.